Finotive Funding
PROP FIRM OVERVIEW:
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Key Highlights:
- A Sky-High 95% Profit Split
- Instant Funding & One-Phase Challenge Options
- Weekly Payouts for Consistent Income
- Challenge Duration: No Time Limit
pros summary:
Your Choice of Funding: Instant or Challenge-Based
Get Paid Faster with Weekly Withdrawals
Maximize Your Earnings with a Top-Tier Profit Share
Cons summary:
Strict Consistency Rules for Pro Accounts
Mandatory Stop Loss on Every Trade
Lack of Regulation by a Top-Tier Authority
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Firm Rules:
Finotive Funding Rules: A Complete Guide for 2025
In our definitive Finotive Funding Review, we've analyzed their entire rulebook to help you succeed. Understanding these regulations is essential for a successful partnership with this Finotive Funding prop firm. Below, we break down their general policies, performance requirements, and critical risk limits.
Prohibited Trading Strategies
To ensure fair and realistic trading, Finotive Funding strictly prohibits several strategies. Engaging in any of the following will put your account at risk:
- Exploitative Trading: High-Frequency Trading (HFT), arbitrage, straddling, or abusing system latencies are forbidden.
- Excessive Leverage: While not a specific strategy, running an exposure that is more than 1000% of your account balance is a major red flag for unrealistic risk-taking.
- Prohibited Methods: Martingale, grid strategies, and hedging between multiple accounts are not allowed.
- Misleading Risk Management: Using extremely tight stop-losses simply to disguise oversized positions is considered a violation of realistic risk management.
Core Account Policies & Mandatory Actions
These are non-negotiable rules you must follow to keep your account in good standing.
- Mandatory Stop Loss: This is a critical part of the Finotive Funding rules. You must place a stop-loss on every trade within 60 seconds of opening it. Failure to comply can lead to penalties, including payout reductions.
- Strategy Consistency: The firm requires you to maintain the core trading strategy you used to pass the challenge. Making significant, unexplained changes to your approach in the funded stage is not permitted.
- Inactivity Policy: Your account must remain active. If you do not place a trade for 30 consecutive days, your account may be closed.
The Profitable Days Requirement
Finotive Funding defines a "profitable day" as any day where your account balance at 23:00 CET is at least 0.5% higher than the previous day's balance. The number of profitable days required varies by program:
- Two-Step Challenge: Requires 2 profitable days per phase.
- One-Step Challenge: Requires 3 profitable days.
- Instant Lite: Requires 5 profitable days.
- Instant Standard: Has no profitable day requirement.
Understanding Your Risk Limits
The firm enforces strict risk limits, which are updated in real-time on your dashboard. These are divided into Total Risk and Instrument Risk.
- Total Risk: The maximum potential loss from all your open trades combined.
- Instrument Risk: The maximum potential loss on any single instrument (e.g., all EURUSD trades).
Example: On a $100,000 Two-Step Challenge account, your Total Risk limit is $5,000, and your Instrument Risk for EURUSD is $2,500.
Risk Limits by Account Type:
- Two-Step Challenge: 5% Total Risk | 2.5% Instrument Risk
- One-Step Challenge: 4% Total Risk | 2% Instrument Risk
- Instant Funding (Standard): 3.5% Total Risk | 2.5% Instrument Risk
- Instant Funding (Lite): 3% Total Risk | 2% Instrument Risk
- Finotive Pro (Two-Step): 5.0% Total Risk | 3.5% Instrument Risk
- Finotive Pro (One-Step): 4.0% Total Risk | 2.75% Instrument Risk
Important Note: For Challenge Accounts, these risk limits are halved once you become a funded trader. Breaching these limits can result in a challenge retake or a reduction in your Finotive Funding payout.
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"For a quick comparison of these regulations with other firms, please see our main PROP FIRM RULES summary page."
Withdrawal Policy:
Finotive Funding Payout & Scaling Plan for 2025
A critical part of our Finotive Funding Review is analyzing their payout system and scaling opportunities. The firm has developed a structured yet flexible process designed to reward consistent traders. Here is everything you need to know about the Finotive Funding payout and growth plan.
The Payout Policy: Fast and Flexible
Finotive Funding ensures traders can access their profits quickly and easily.
- First Payout: Your initial withdrawal is completely on-demand, giving you immediate access to your first earnings.
- Subsequent Payouts: After the first withdrawal, most programs allow for weekly payout requests. The Instant Funding Lite program is the only exception, with a bi-weekly schedule.
- Minimum Withdrawal: The minimum payout amount is a highly accessible $10.
- Withdrawal Method: All payouts are processed via a dedicated Finotive Pay account, from which you can withdraw funds using Revolut, Cryptocurrency, or International Wire Transfer.
The Structured Scaling Plan (Up to $5.4M+)
The scaling plan operates in structured 12-week (90-day) cycles, with clear targets for account growth.
- The Reward: For each successful 90-day cycle, your account balance is increased by 30%, and your profit split is boosted by 5% (up to a max of 100%).
- Low-Pressure System: If you don't meet the scaling target in one cycle, there's no penalty. You simply start a fresh 90-day cycle to try again.
- Maximum Allocation: Following this plan, a dedicated trader can scale their account to over $5.4 million in just four successful cycles.
Quarterly Profit Targets for Scaling
To qualify for scaling, you must meet a specific profit target within the 90-day cycle. The target varies by your program:
- 1-Step Challenge: Achieve a 12% profit (must be profitable in 2 of the 3 months).
- 2-Step Challenge: Achieve a 10% profit (must be profitable in 2 of the 3 months).
- Instant Funding (Standard & Lite): Achieve a 15% profit (must be profitable in all 3 months).
- Finotive Pro: Achieve a 10-12% profit (must be profitable in all 3 months).
Additional Scaling Requirements
Finally, two more conditions must be met within the 90-day cycle:
- You must have closed a minimum of 50 trades.
- No single trade can account for more than 7.5% of your total profit.
Consistency Rules :
Understanding the Finotive Funding Consistency Rules
In our complete Finotive Funding Review, we found that the firm applies specific consistency rules, but it's crucial to note these only apply to Finotive Pro Accounts. If you are on a Standard Funded Account, these regulations do not affect you. Below is a clear breakdown of the requirements for Pro traders.
1. Weekly Trading Consistency
This rule is designed to ensure your trading behavior remains stable after you are funded. After your first 30 days as a Pro trader, your weekly activity must stay within a specific range based on your historical average (calculated from your challenge phase and first 30 funded days).
- The Rule: Your weekly trade count and volume must remain within ±25% of your established average.
- Example: If your average was 10 trades and 10 lots per week, you must maintain a weekly activity of 7 to 12 trades and 7.5 to 12.5 lots to stay compliant.
2. Quarterly Profit Target
As a Finotive Pro, you are expected to demonstrate consistent profitability over the long term. This is a key part of the Finotive Funding rules for maintaining your Pro status.
- The Rule: You must achieve a total profit of at least 5% every 90 days. This calculation includes both your withdrawn payouts and any unrealized profits in your account balance.
What Happens if You Breach These Rules?
Violating either the weekly consistency or quarterly profit rule does not result in a complete loss of your account. Instead, your account will be downgraded from "Finotive Pro" to a "Standard Funded Account." This means you would lose the special perks associated with the Pro account, such as the salary and the upgraded profit split, which directly impacts your future Finotive Funding payout.